Capital One is the 8th largest commercial bank here in the United States. Capital One pioneered the mass marketing of credit cards via the postal service, and as such, almost everyone who has had a credit card has had a Capital One card at some point. Capital One not only has a large presence in the credit card market, but also offers many other credit products like auto loans and home mortgage options. Capital One currently has one the most aggressive terms of use agreements, allowing them to contact you in pretty much any way they see fit, including a personal visit.

Capital One has substantially increased the amount of lawsuits they file to collect delinquent credit card debt. Capital One has at least one contracted law firm in every state to handle filing a lawsuit against you on behalf of their Capital One card. These lawsuits happen quickly, often occurring after only 4 months of non-payment.

Our attorneys will aggressively defend you against Capital One and their teams of lawyers and force them to prove their case in court. Capital One must have the required documentation to prove their lawsuit and without it they are entitled to NOTHING! We will attack their case every step of the way and make them prove they are legally entitled to collect on the debt. You will find that Capital One is suddenly much more willing to negotiate once you have an actual attorney by your side. We'll also ensure all the harassment stops immediately, and all contact regarding the debt goes through us. Ultimately, our firm will either force Capital One to dismiss their lawsuit, or negotiate a settlement of the original debt for an amount you can actually afford to pay.

If you are facing a lawsuit from Capital One here in Texas, don't wait until it's too late. Contact the experienced debt relief attorneys of Johnson & Bryan today for a free evaluation of your case.

The information contained in this web page is for general information and educational purposes and is not legal advice. Reading these posts does not create an attorney / client relationship with the law firm of Johnson & Bryan.